Identity fraud is defined as the process of using someone else's personal information for personal gain - whether financial or non-financial. Identity fraud can happen to anyone, and it can come in all shapes and sizes. According to the Federal Trade Commission, there are more than 30 types of identity fraud affecting millions of Americans each year.
Identity fraud can often be linked to a data breach incident, a home burglary in which personal information is stolen, or a lost wallet or purse that contains bank account information and credit cards. Sometimes victims are completely unaware that their information was targeted by thieves until they see suspicious activity on their credit report, receive calls from a collection agency, or are denied when they apply for a loan or for credit. Some examples of identity fraud that can happen to you include:
Don't panic! If you suspect fraud - even if it hasn't yet been confirmed - contact a FraudArmor Resolution Specialist immediately at 1-866-923-0452.
A certified Resolution Specialist will assist you with any questions or concerns about potential or suspected fraud. In the event of an identity theft or fraud, the Resolution Specialist will perform assisted or fully managed restoration services for as long as it takes to resolve the issue.
Internet monitoring is a proactive monitoring service that identifies when your personal information shows up on the Internet's black market. You can register up to 13 unique pieces of personal or business information for monitoring, and our powerful web crawler will search black market chat rooms, hacker forums, and bulletin boards where criminals buy and sell sensitive consumer information that can be used to commit identity fraud.
You will receive an email alert when any suspicious activity is detected. Sign in to your online Account at www.Fraud-Armor.com to view details of each alert, and if fraud is suspected, call a Resolution Specialist for assistance. This proactive service can help to mitigate the impact of identity theft and to identify the information at risk.
Protect yourself from the unexpected loss of your critical information and documents commonly carried in your purse or wallet. Your dedicated Resolution Specialist will work with you to cancel and replace credit cards and help you deal with the loss of other documents such as licenses, passports, personal bank accounts, and government-issued documents.
In 2011, over 11 million Americans were victims of identity theft. That translates to 30,000 victims per day or 20 victims every single minute! (Source: Javelin, Inc. Strategy & Research 2012 Identity Fraud Survey Report.)
Less than one third of all identity theft is financial fraud. That means that about two thirds of all identity theft has nothing to do with financial accounts. Non-financial fraud includes employment fraud, medical records fraud, government documents fraud, internet fraud, and more.